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Office cab vs metro: the hidden commute tax on your salary

How daily cabs quietly destroy fresher savings in Indian metros — and when a longer metro commute is the higher-ROI choice.

5 min read · Updated 4 July 2026

₹300 each way is ₹12,000 a month — a SIP that never starts. Run commute cost before you pick the “nice” PG next to a cafe.

Metro + walk often wins on money. Cabs win on sleep and rain days — budget a small cab allowance, not unlimited surge pricing.

Common questions

Are daily office cabs worth it?
Rarely on a fresher salary. Price monthly cab cost against metro — it is often a full SIP amount.

Try it yourself

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General education, not personalised financial advice. Rules and rates change — verify the current position before you act.