Delhi NCR is three money personalities in one offer letter. Gurgaon rents hit different from Noida, and Delhi proper adds pollution tax on your lungs and your auto budget.
- Gurgaon: higher rents near offices, cab culture eats salary.
- Noida/Greater Noida: often cheaper share, longer metro days.
- Delhi: depends entirely on which side — always price the commute.
Budget on in-hand minus rent + metro pass + food. If leftover cannot fund a starter emergency transfer, renegotiate or pick a different base.