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Every money product, one honest lens

Most comparison sites rank whoever pays them most. We rank on the numbers that decide the outcome for you — then say which one to pick and why.

Quick answer

To compare financial products in India honestly, focus on the one number that decides your outcome — claim settlement for insurance, effective interest for loans, rewards-minus-fee for credit cards — not marketing specs. MoneyRadar ranks on that number and gives a clear verdict: which product wins for your situation and why.

Credit cards

Answer four questions, get a ranked shortlist with a reason for each.

Savings & deposits

FD vs RD vs PPF vs SSY — matched to your goal and horizon.

Insurance

Term & health plans ranked by the number that matters: claims paid.

Loans

Personal & education loans — the cheapest fit, with a live EMI.

Investing apps & gold

Where to actually invest — direct-MF apps, brokers, and gold done right.

Calculators

SIP, EMI, FD, inflation, retirement — every answer updates live.

Head-to-head explainers

PPF vs FD

PPF vs Fixed Deposit compared on returns, tax, lock-in and liquidity — with a clear verdict on which one deserves your money for which goal.

Old vs new tax regime

Old vs new income tax regime for FY 2025-26, compared with worked examples. See which one leaves more money in your hand based on your deductions.

RD vs FD

Recurring Deposit vs Fixed Deposit compared. Which suits a lump sum, which builds a habit, and how the returns and taxation actually differ.

NPS vs PPF

NPS vs PPF for retirement, compared on returns, risk, tax, liquidity and the annuity catch. A clear take on which to use — and why many use both.

SIP vs FD

SIP vs Fixed Deposit compared on returns, risk, tax, liquidity and time horizon — with a clear verdict on when each wins for Indian investors.

PPF vs ELSS

PPF vs ELSS compared for tax saving under Section 80C — returns, risk, lock-in, tax on exit, and which wins for your goal horizon in India.

How we rank things

For each category we pick the one number that actually decides the outcome — claim settlement for insurance, effective rate for loans, everyday rewards-minus-fee for cards — and rank on that, not on who advertises hardest.

Every figure carries the date we last checked it. When it goes stale, we flag it. No hidden “sponsored” slots.