Quick answer

To know if you can afford a purchase in India, compare the price against your monthly in-hand income and savings. A common rule: if it costs more than 30% of one month's take-home pay, wait and save. MoneyRadar gives a straight buy, wait, or walk-away verdict.

Purchase decision

Can I actually afford this?

Tell me the price and a few real numbers. I'll tell you straight — buy it, wait, or leave it.

What does it cost?

₹

Your monthly income (take-home)

₹

What you spend each month

₹

Rent, food, travel, bills — the stuff you can't skip.

Savings you have right now

₹

Wait

So close — give it a beat

You're only about 3 months of saving away. Pay cash instead of borrowing and you'll feel zero regret.

See where to park your savings