All credit cards
Best lifetime-free credit cards
Zero annual fee, forever. No spend targets to chase just to avoid a charge.
IDFC FIRST Bank
IDFC FIRST Millennia
Visa · RuPay
IDFC FIRST Millennia
IDFC FIRST Bank
Our top pick in this list.
- Annual fee
- Free
- Rewards up to
- 3%
- Lounges/yr
- 4
Federal Bank
Scapia Federal
Visa
Scapia Federal
Federal Bank
- Annual fee
- Free
- Rewards up to
- 10%
- Lounges/yr
- Unlimited
ICICI Bank
Amazon Pay ICICI
Visa
Amazon Pay ICICI
ICICI Bank
- Annual fee
- Free
- Rewards up to
- 5%
- Lounges/yr
- 0
Kotak Mahindra Bank
Kotak 811 #DreamDifferent
Visa
Kotak 811 #DreamDifferent
Kotak Mahindra Bank
- Annual fee
- Free
- Rewards up to
- 1%
- Lounges/yr
- 0
SBI Card
SBI Unnati (Secured)
Visa
SBI Unnati (Secured)
SBI Card
- Annual fee
- Free
- Rewards up to
- 0%
- Lounges/yr
- 0
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