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Best fuel credit cards

Serious savings at the pump plus fuel-surcharge waivers, for the daily commute.

Quick answer

Best fuel credit cards: start with IndianOil HDFC, BPCL SBI Card Octane. Compare annual fee, reward fit and eligibility before applying, and only use a card if you can pay the full bill every month.

HDFC Bank

IndianOil HDFC

RuPay · Visa

Our top pick in this list.

Annual fee
₹500
Rewards up to
5%
Lounges/yr
0
Rates verified 26 Jul 2026
SBI Card

BPCL SBI Card Octane

Visa

Annual fee
₹1,499
Rewards up to
8%
Lounges/yr
4
Rates verified 26 Jul 2026

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