Net worth calculator
Everything you own minus everything you owe — your real financial score.
Quick answer
A net worth calculator totals everything you own (cash, investments, EPF, property, gold) minus everything you owe (loans, credit cards). Net worth is the clearest single measure of financial progress over time.
Your net worth
What you'd have left if you settled everything today.
- Total assets
- ₹5,00,000
- Total liabilities
- ₹0
Track this once a quarter. The trend matters far more than the number on any single day.
Rates & rules checked on 15 June 2026 · based on FY 2025-26 (AY 2026-27).
What this tells you
Net worth is everything you own minus everything you owe. It's the truest single measure of financial progress — income tells you flow, net worth tells you where you actually stand.
How it's calculated
Assets (cash, investments, EPF, property, gold) minus liabilities (loans, credit-card dues). Track the trend quarterly; the direction matters far more than any single reading.
Common questions
- Should I include my house and car?
- Include property at realistic market value and a car only at resale value (it depreciates fast). Be honest — inflating assets only fools yourself.