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Form 16 for freshers: read your first tax document without panic

How to read Form 16 Part A and B as a first-time salaried employee — TDS, salary breakup, HRA, standard deduction, and how it connects to AIS and ITR.

8 min read · Updated 3 July 2026

Form 16 looks like it was designed to intimidate. It is mostly a receipt: what your employer paid you and what tax they already cut. Tax ka scene kya hai? Start here.

Part A vs Part B

  • Part A: employer details, your PAN, and TDS deposited (also check Form 26AS / AIS).
  • Part B: salary breakup, exemptions (like HRA if claimed), deductions via payroll, taxable income, tax computation.

What to verify

  1. 1.PAN and employer TAN are correct.
  2. 2.Gross salary matches your payslips.
  3. 3.HRA / deductions you submitted actually appear.
  4. 4.TDS total matches what left your salary across months.
  5. 5.Regime used by employer matches what you intended.

Mistakes happen. You can still correct many things while filing ITR — but only if you notice them. Download Form 16, AIS, and 26AS together before you click submit.

Common questions

What is Form 16?
Your employer’s certificate of salary paid and TDS deducted. Part A covers TDS deposits; Part B breaks down salary, exemptions and tax computation.
Should I check Form 16 against AIS?
Yes. Download Form 16, Form 26AS and AIS together before filing ITR so mismatches are caught early.

Try it yourself

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General education, not personalised financial advice. Rules and rates change — verify the current position before you act.