Gen Z job-hops. Corporate health cover often dies the day you exit. If you have no personal policy, you are one ER visit away from wrecking your emergency fund.
Job-switch checklist
- 1.Note your last day of corporate cover in writing.
- 2.Buy a personal policy before you resign if you can — or the same week.
- 3.Ask about portability / continuity for waiting periods.
- 4.Cover parents separately if they were only on your corporate floater.
- 5.Keep a medical buffer in cash during the gap.
The takeaway
Cheap online plans with endless exclusions are not a flex. Read waiting periods for pre-existing conditions before you need them.