Banking & savings
Inflation
The steady rise in prices over time that quietly erodes what your money can buy.
Inflation means the same money buys less each year as prices climb. In India it often runs around 5-6%.
It is the silent enemy of savers. Money in a low-interest account actually loses real value over time.
To grow real wealth, your investments must beat inflation, which is why equity matters for long-term goals.
For example
At 6% inflation, something costing ₹100 today will cost about ₹180 in 10 years, so cash under the mattress silently shrinks.