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Retirement

Corpus

The total pool of money you accumulate for a goal, especially the big lump sum you retire with.

A corpus is the total amount you build up for a goal, most commonly your retirement nest egg.

The bigger your corpus, the more income it can safely generate without running out.

Building a large corpus early via SIPs and step-ups matters more than chasing perfect returns later.

For example

To draw ₹50,000 a month safely in retirement, you might need a corpus of roughly ₹1.5 crore, based on the 4% rule.

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