All credit cardsRates verified 15 Jun 2026Rates verified 15 Jun 2026
Axis Bank ACE vs Amazon Pay ICICI
Quick answer
Axis Bank ACE vs Amazon Pay ICICI is a close match. Compare annual fee, top reward rate, lounge access and forex markup — pick the card whose strengths match your spending, and always pay the full bill monthly.
Axis Bank
Axis Bank ACE
Visa
ICICI Bank
Amazon Pay ICICI
Visa
Our pick
It's genuinely a toss-up — it comes down to your spending.
Pick based on the one row that matches how you actually spend.
| Feature | Axis Bank ACE | Amazon Pay ICICI |
|---|---|---|
| Annual fee | ₹499 | Free ✓ |
| Top reward rate | 5% | 5% |
| Lounge visits/yr | 4 ✓ | 0 |
| Forex markup | 4% | 4% |
| APR (per year) | 43% ✓ | 45% |
| Min income/mo | ₹25,000 | ₹20,000 ✓ |