All credit cardsRates verified 15 Jun 2026Rates verified 15 Jun 2026
Amazon Pay ICICI vs Axis Bank ACE
Quick answer
Amazon Pay ICICI vs Axis Bank ACE is a close match. Compare annual fee, top reward rate, lounge access and forex markup — pick the card whose strengths match your spending, and always pay the full bill monthly.
ICICI Bank
Amazon Pay ICICI
Visa
Axis Bank
Axis Bank ACE
Visa
Our pick
It's genuinely a toss-up — it comes down to your spending.
Pick based on the one row that matches how you actually spend.
| Feature | Amazon Pay ICICI | Axis Bank ACE |
|---|---|---|
| Annual fee | Free ✓ | ₹499 |
| Top reward rate | 5% | 5% |
| Lounge visits/yr | 0 | 4 ✓ |
| Forex markup | 4% | 4% |
| APR (per year) | 45% | 43% ✓ |
| Min income/mo | ₹20,000 ✓ | ₹25,000 |