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PG deposit scams & broker traps: a survival checklist

Common PG and rental deposit scams in Indian metros — what to put in the agreement, how to document the room, and how to push for refunds.

7 min read · Updated 3 July 2026

Deposit fights are a rite of passage nobody asked for. Owners invent painting charges; brokers vanish after the fee. You cannot eliminate risk, but you can stop being an easy mark.

Before you pay

  • Written agreement: rent, deposit, notice period, deductions list.
  • Payment only to named account with receipts.
  • Photos/videos of every wall, fan, bathroom on day one (timestamped).
  • Broker fee in writing — who pays, how much, refund rules.

Before you leave

  • Give notice exactly as the agreement says.
  • Photo the empty room on move-out day.
  • Ask for written deduction list before they keep money.
  • Follow up in writing (WhatsApp + email) so there is a trail.

The takeaway

If the deposit is life-changing money, get local advice before you escalate. For smaller amounts, sometimes the win is leaving with your peace — but document everything either way.

Common questions

How do I protect my PG deposit?
Get a written agreement, pay only to a named account, photo the room on day one and move-out day, and demand a written list of deductions.
What are common rental deposit traps?
Vague “painting charges,” verbal-only terms, cash payments without receipts, and brokers who disappear after the fee.

Try it yourself

Keep reading

General education, not personalised financial advice. Rules and rates change — verify the current position before you act.