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Freelancer tax calculator (44ADA)

Presumptive tax for freelancers — declare 50% as income, skip the bookkeeping.

Quick answer

A freelancer tax calculator estimates income tax under Section 44ADA presumptive taxation — declare 50% of gross receipts as income (up to ₹75L) and pay tax on that under the new regime slabs.

₹20L

Estimated income tax

₹0

Under Section 44ADA you declare 50% of receipts (₹10L) as income — no expense records needed.

Presumptive income
₹10,00,000
Effective tax rate
0.0%

44ADA is available to professionals with receipts up to ₹75L. New-regime slabs used here.

Freelance vs a full-time job?

Rates & rules checked on 15 June 2026 · based on FY 2025-26 (AY 2026-27).

What this tells you

Freelancers and professionals can skip detailed bookkeeping using Section 44ADA: just declare 50% of your receipts as income and pay tax on that.

How it's calculated

Presumptive income = 50% of gross receipts (available up to ₹75L of receipts). We then apply the new-regime slabs and standard deduction to estimate the tax.

Common questions

Who can use Section 44ADA?
Resident professionals in notified fields — like tech, design, legal, medical, and consulting — with gross receipts up to ₹75 lakh (raised from ₹50L, if 95%+ of receipts are digital).
Can I claim actual expenses instead?
Yes, by maintaining books and getting them audited if required. 44ADA is the shortcut when your real expenses are below 50% of receipts, which is common for service freelancers.
Read the full guide: How to file ITR

Jargon, explained

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Sources

For general education, not personalised financial advice. Verify current rates and rules before acting — tax laws and interest rates change.